{"product_id":"9780316568937","title":"You Don't Need a Budget : Stop Worrying about Debt, Spend without Shame, and Manage Money with Ease by Dana Miranda","description":"Track every dollar you spend. Check your account balances once a week. Always pay off your credit card bill in full. Make a budget-and stick to it. These are just a few of the edicts you'll find in virtually every personal finance book. But this kind of rigid, one-size-fits-all advice-usually written for and by wealthy white men (and a few women) with little perspective on the money struggles that many people face-is unrealistic, and only creates stress and shame.   As a financial journalist and educator, Dana Miranda is on a mission to liberate readers from budget culture: the damaging set of beliefs around money that rely on restriction, shame, and greed-much like diet culture does for food and bodies. In this long-overdue alternative to traditional budgeting advice, Miranda offers a new approach that makes money easy for everyone, regardless of the numbers in their bank account.   Full of counterintuitive advice-like how to use debt to support your life goals, how to plan for retirement without a 401K, and how to take advantage of resources that exist to support those left behind by the forces of capitalism-You Don't Need a Budget will empower readers to get money off their mind and live the lives they want.\u003cbr\u003eBinding: Hardback","brand":"Gardners","offers":[{"title":"Default Title","offer_id":56419558523253,"sku":"9780316568937","price":25.0,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0612\/7193\/3106\/files\/9780316568937.jpg?v=1764598446","url":"https:\/\/backstory.london\/products\/9780316568937","provider":"Backstory","version":"1.0","type":"link"}